When it comes to car wrecks, knowing that the at-fault driver at least was insured is somewhat reassuring, but this type of compensation does have its limits. Most of the time, auto insurance will pay for your car repair or replacement and for your medical costs, but that is where the coverage will likely end. If you want to be paid for your pain and suffering, your lost wages and other forms of damage sustained due to this wreck you may need to file a lawsuit against the other driver and their insurance company. You must take care in the weeks following your accident not to make some miss-steps that could ruin your chances to get adequate compensation, so read on to learn more:
What harm could possibly come from cooperating with the insurance adjuster? A lot, if you are not careful. In most cases, you must speak to the insurance adjuster for your own insurance carrier and it is very likely a requirement listed in your policy. If so, consult with your personal injury attorney before speaking and only give the bare minimum of information to them.
On the other hand, you are not required to speak to the adjuster for the other side's insurance company, no matter what they may tell you on the phone. The other side wants to pay out the very least amount possible to you, and they will use every trick in the book to make sure that happens. When you give a recorded statement, you are creating a permanent record of the accident, so every detail must be perfectly accurate. The chances of being able to do that so soon after you were injured are low, and these adjusters have ways of making you say things you did not mean to say. The best course of action is to refuse to speak to them and let your attorney do the communicating.
I didn't think I was hurt that badly, but now it is months later and I am still not fully recovered. Not all injuries are immediately apparent; some take time to show up and some get worse with time instead of better. The best way to handle a car accident injury is to seek immediate medical treatment, no matter how minor you feel your injuries may be. If, however, you did not do so at the time you may still have time to take action.
While each and every state does have some rules about how long you can wait to seek damages, in most cases you have at least a year. If you go past your state's statute of limitations, your case will never be heard in court, so don't put off talking to a personal injury attorney as soon as possible after an accident, even if it has been several months.
Contact a law office like Randall A. Wolff & Associates, Ltd for more information and assistance.
Share6 September 2017
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